St. Lucia is the sort of island that travellers to the Caribbean dream about--a small, lush tropical gem that is still relatively unknown. One of the Windward Islands of the Lesser Antilles, it is located midway down the Eastern Caribbean chain, between Martinique and St. Vincent, and north of Barbados. St. Lucia is only 27 miles long and 14 miles wide, with a shape that is said to resemble either a mango or an avocado (depending on your taste). The Atlantic Ocean kisses its eastern shore, while the beaches of the west coast owe their beauty to the calm Caribbean Sea.

December-May is the driest and coolest time, with day temperatures in the 70s-80s F/23-32 C and night temperatures in the 60s-70s F/15-27 C. During the hottest time of year (June-August), daytime temperatures can reach the 90s F/32-37 C. The rainy season is June-November, but don't expect a constant downpour. Rather, there are numerous short but incredibly intense showers. Trade winds provide breezes year-round, regardless of the season.

St. Lucia has two airports: Hewanorra International Airport at Vieux Fort and Vigie Airport near Castries. British Airways, American Airlines, Amerijet International Inc., Air Canada, and BWIA provide international flights. Vigie Airport just outside Castries is served by LIAT, BWIA, Air Martinique, American Eagle, Helenair, and Eagle Air.

Costs and fees:

Buyers Legal Fees - Approximately 1% of the Purchase Price.
Stamp Duty - Approximately 2% of the Purchase Price.
Mortgage Down Payment - Usually 30%, but can be as low as 0%.
Mortgage Repayment Time - Up to 30 Years or until the borrower reaches 65 years of age.
Mortgage Interest Rate - Negotiable, some loans have a 5 year interest only period
Life Insurance - This is required if you need a mortgage.